HomeBuyer surveys for new builds: are they necessary?

Whether it’s the latest phone, an item of clothing, or a fresh-out-of-the-box TV set, we never expect new things to carry any defects. Some would assume the same can be said for new properties, which makes a HomeBuyer survey somewhat redundant, right? Let’s find out.

Digging into the building process

As with every type of residential or commercial construction, strict planning and building regulations are put in place to ensure standards are met from the outset. These include:

  • Planning consent – any deviation from the consent granted could in theory result in the offending part of the build being demolished.
  • Building Regulations – all structural elements should have been passed by local authority inspectors and a certificate issued to prove compliance. (Sadly, though, there are builders who will cut corners if they think they can get away with it. And shoddy workmanship does sometimes go undetected).

Is a new build protected from defects?

The National House Building Council (NHBC) buildmark warranty is your protection in the event of defective work becoming apparent and needing remedial action in the first 10 years.

It is an insurance policy taken out by the builder/developer to give you greater confidence in their build quality. But whatever you do, don’t assume you automatically have NHBC cover – it is not mandatory, so you’ll need proof it’s in place.

Typically, the NHBC policy is divided into two time periods:

Years 0-2: the builder/developer is responsible for rectifying any defects, both minor and structural. If the builder/developer should go out of business, the NHBC may assume responsibility

Years 3-10: NHBC is responsible for rectifying structural and similarly serious issues. Minor, non-structural defects are not covered.

Is a HomeBuyer survey necessary with a new build?

If you know the developer has an excellent reputation for build quality and aftersales service, you will probably not see the need for anything other than perhaps a snagging survey.

However, if greater peace of mind is required, a professional building surveyor offers the following:

  • confirmation that the Planning Consent and Building Regulations have been adhered to, and that the terms of the NHBC policy are appropriate and adequate
  • confirmation on what the Building Inspector has passed as satisfactory
  • an assessment as to whether the property generally meets NHBC standards. (Overall shoddy workmanship suggests there will be upcoming problems before long)

You surveyor may also apply their local knowledge to advise on any problems experienced in the area (like subsidence) which may impact the property in the future.

What’s the purpose of a snagging survey?

A snagging survey will show any identifiable breaches in building regulations. Any snags found by your surveyor will be required with suggestions on how they can be made right.

Snagging issues could include problems with plumbing, faulty windows, unfinished décor, inadequate roof insulation, and exposed electrical wiring to name but a few. For a modest fee, it could be a wise decision ahead of making a purchase.

If you have any questions about surveys for new builds or want to speak to our surveyors about any other property-related issues, call 01273 031 646.